Bernie Sanders Congressional Democrats Speech on Immigration Ban

Bernie Sanders Congressional Democrats Speech on Immigration Ban


"Bernie" Sanders is an American politician who has been the junior United States Senator from Vermont since 2007. Sanders is the longest serving independent in U.S. congressional history.










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Escaping the Abyss of Poverty: Bernie Sanders' Minimum Wage Increase Proposal (1995)

The first attempt at establishing a national minimum wage came in 1933, when a $0.25 per hour standard was set as part of the National Industrial Recovery Act. However, in the 1935 court case Schechter Poultry Corp. v. United States (295 U.S. 495), the United States Supreme Court declared the act unconstitutional, and the minimum wage was abolished. The minimum wage was re-established in the United States in 1938 (pursuant to the Fair Labor Standards Act), once again at $0.25 per hour ($4.23 in 2015 dollars[13]). In United States v. Darby Lumber Co. (1941), the Supreme Court upheld the Fair Labor Standards Act, holding that Congress had the power under the Commerce Clause to regulate employment conditions. Since it was last reset on July 24, 2009, the federal minimum wage in the United States has been $7.25 per hour. Some U.S. territories (such as American Samoa) are exempt. Some types of labor are also exempt: employers may pay tipped labor a minimum of $2.13 per hour, as long as the hour wage plus tip income equals at least the minimum wage. Persons under the age of 20 may be paid $4.25 an hour for the first 90 calendar days of employment (sometimes known as a youth, teen, or training wage) unless a higher state minimum exists.[15] The July 24, 2009 increase was the last of three steps of the Fair Minimum Wage Act of 2007. The wage increase was signed into law on May 25, 2007, as a rider to the U.S. Troop Readiness, Veterans' Care, Katrina Recovery, and Iraq Accountability Appropriations Act, 2007. The bill also contained almost $5 billion in tax cuts for small businesses. Voters in six states (Arizona, Colorado, Missouri, Montana, Nevada, and Ohio) in 2006 approved statewide increases in the state minimum wage. The amounts of these increases ranged from $1 to $1.70 per hour and all increases were designed to annually index to inflation.[16] Some politicians in the United States have advocated linking the minimum wage to the Consumer Price Index, thereby increasing the wage automatically each year based on increases to the Consumer Price Index. So far, Arizona, Ohio, Oregon, Missouri, Vermont and Washington have linked their minimum wages to the consumer price index. Minimum wage indexing also takes place each year in Florida, San Francisco, California, and Santa Fe, New Mexico. In April 2014, the U.S. Senate debated the Minimum Wage Fairness Act (S. 1737; 113th Congress). The bill would amend the Fair Labor Standards Act of 1938 (FLSA) to increase the federal minimum wage for employees to $10.10 per hour over the course of a two-year period.[17] The bill was strongly supported by President Barack Obama and many of the Democratic Senators, but strongly opposed by Republicans in the Senate and House.[18][19][20] Later in the year, voters in the Republican-controlled states of Alaska, Arkansas, Nebraska and South Dakota considered ballot initiatives to raise the minimum wage above the national rate of $7.25 per hour. In all four states the initiatives were successful. The results provide further evidence that raising minimum pay has support across party lines. On June 2, 2014, the City Council of Seattle, Washington passed a local ordinance to increase the minimum wage of the city to $15 an hour,[22] giving the city the highest minimum wage in the United States,[23][24] which will be phased in over seven years, to be fully implemented by 2021.[25] A growing number of California cities have enacted local minimum wage ordinances, including Los Angeles, San Francisco, Oakland, Berkeley, Emeryville, Mountain View, Richmond, and San Jose. On August 18, 2015, the El Cerrito City Council directed city staff to draft a local minimum wage ordinance based on a template provided by a coalition for a county-wide minimum wage effort. The details are not final, but Council discussed an initial increase of roughly 28 - 36% ($11.52 - $12.25 or more) by January 1, 2016, with annual increases that will result in a $15 hourly wage rate by 2018-2020. Council did not direct staff to create small business exemptions (or any other exemptions), but a slower phase-in rate may be considered for employees of small businesses. The city will have outreach for residents and business owners to discuss the details of the proposed ordinance. Staff hopes to present a draft for Council's approval as early as Oct/Nov 2015.






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Bernie Sanders: Why Do Banks Charge ATM Fees? Finance, Effects, Laws

 ATM usage fees are the fees that many banks and interbank networks charge for the use of their automated teller machines (ATMs). In some cases, these fees are assessed solely for non-members of the bank; in other cases, they apply to all users. Many people oppose these fees because ATMs are actually less costly for banks than withdrawals from human tellers.

Two types of consumer charges exist: the surcharge and the foreign fee. The surcharge fee may be imposed by the ATM owner (the deployer or independent sales organization) and will be charged to the consumer using the machine. The foreign fee or transaction fee is a fee charged by the card issuer (financial institution, stored value provider) to the consumer for conducting a transaction outside of their network of machines in the case of a financial institution.

Prior to 1988, there was no surcharging of cardholders by ATM owners in the U.S. In 1988 Valley Bank of Nevada began surcharging "foreign cardholders" (meaning holders of ATM cards not issued by Valley Bank) for withdrawals at Valley Bank ATMs located in/near Las Vegas casinos.[29] Eventually, various regional ATM Networks, and ultimately the national networks, Plus and Cirrus, permitted ATM surcharging.

Before 1996, foreign ATM fees averaged $1.01 USD nationally, according to a 2001 report from the US-based State Public Interest Research Group.[30]

As banks and third parties realized the profit potential, they raised the fees. ATM fees now commonly reach $3.00, and can be as high as $6.00,[31] or even higher in cash-intensive places like bars and casinos. In cases where fees are paid both to the bank (for using a "foreign" ATM) and the ATM owner (the so-called "surcharge") total withdrawal fees could potentially reach $11. Independent sales organizations ("ISO"s) are the driving force in ATM deployment in the U.S. today representing over 60% of the 396,000 ATMs nationwide. Some have expressed concerns that the U.S. market is becoming too saturated, spreading the resulting fee pool too thin, which may result in a future net decrease in the number of machines.[32] Other media reports indicate that growth in ATM usage has decreased, possibly in relation to the amount of fees imposed by banks.[33]

Only some fees charged by ATMs are advertised at the point of transaction. This is more of a cautionary statement, as ATMs are required by law to inform users of the surcharge fees that the machine will charge the user. This information may come in the push through menu or it may be on a sticker on the machine. However, the ATM card holder's own bank may charge a "foreign ATM network" fee to the card holder for using an ATM that is not owned and operated by the card holder's own bank. Since this charge is not assessed by the machine or the owner of the machine, it is usually not advertised at the time and place of the transaction. Thus, it becomes the responsibility of the card holder to be aware of the details of their own bank's fee structure, which may also vary from state to state, to determine the total cost of an ATM transaction. In addition, the "foreign ATM network" fee may be different if using an ATM outside the U.S. versus inside the U.S.

A new charge that has come into the marketplace is the "Denial Fee", where a customer is charged a fee for attempting to withdraw more money than they are either allowed through their daily withdrawal limit or by having insufficient funds in their account.[34]

While many consumers are faced with multiple fees as described above, a number of standalone and internet banks, such as USAA, Capital One and Ally, do not charge their customers for using another ATM and they also provide reimbursement, nationwide, of another ATM's fee. Thus, customers at some banks in the US can avoid ATM fees altogether. Another popular way to avoid paying ATM fees is to make a cashback purchase at a retail store: many retailers will allow a customer who is paying with a debit card to withdraw more than the total due the retailer and get back the difference in cash.



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Bernie Sanders vs. Hillary Clinton | Democratic Presidential Debate Analysis

 In the Democrats’ version of the Hunger Games, Hillary Clinton, Bernie Sanders, Martin O'Malley, Jim Webb and Lincoln Chafee squared off for their political survival in Las Vegas, Nevada live on CNN.

What will Hillary Clinton say regarding the scandal about her email server? How does Bernie Sanders hope to shape the economy moving forward? Do All Live Matter or do Black Lives Matter? Should we have more or less Gun Control? Where is Joe Biden? Was Anderson Cooper an impartial moderator? Did Lincoln Chafee get permission to stay up past his bedtime?








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Bernie Sanders : "NSA Is Keeping Phone Records On EVERY Call Made In America!"

The fourth amendment is very clear, and so is the oath of office. The NSA and any one who approved of this wholesale data collection, should be removed from office and thrown in prison. Enough is Enough. It should be clear to even the average 11 year old that NSA employees violated the fourth amendment.END THE FED AND END THE WHITE HOUSE